
FREE DEBT
COLLECTION
CLAIM ALL
YOUR COSTS
Under the Late Payment of Commercial Debts (Interest) Act 1998, as amended, you can claim all your costs for issuing county court proceedings. This means at claim stage, it is possible to recoup your costs and fees on a successful recovery with Thomas Higgins.

What Is Debt Collection or Recovery?
Thomas Higgins is a debt recovery and collection law firm. We progress your claim through the courts as quickly as possible, keeping costs to a minimum throughout.


What Is the Late Payment of Commercial Debts (Interest) Act 1998?
The Act has two purposes: compensating creditors for late payment and deterring late payment. For invoices paid late, it lets qualifying businesses claim interest, compensation and reasonable debt collection costs where those costs exceed compensation.
FAQs
Where a qualifying claim is successful and costs are recoverable, the creditor may be able to recover court costs and fixed legal costs from the debtor.
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It allows qualifying creditors to claim statutory interest, fixed compensation and reasonable recovery costs in certain commercial debt cases.
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