• Issuing Judgment and

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If the debtor has not paid after the issue of court action proceedings, and no defence has been filed - or the defence was struck out by a Judge, the next step available is to issue a County Court Judgment (CCJ).

We can make a judgment and enforcement via the Northampton County Court Business Centre on the same day we receive your instructions.

Enforcing a county court judgement

We typically enforce the CCJ by issuing an execution of the judgement. If your debt is under £600, the court will immediately instruct a local County Court Bailiff. If your debt is over £600, the Judgment is transferred to the High Court Enforcement Officer.

The Bailiff or Enforcement Officer will then attend the debtor's premises and either obtain payment directly from the debtor or take control of goods to the value of the outstanding debt.

If the debtor fails to pay the CCJ within one month, this is registered and will affect the debtor's credit rating. A CCJ remains registered for 6 years, so there is a legitimate incentive for the debtor to pay promptly once a Judgment has been issued.

How much will it cost?

The exact cost depends on the debt value you are claiming; please refer to our costs and fees to determine the cost to you.

Instruct us online

Once you open an account with us, you will have access to our free-to-use secure website. From here, you can issue your instructions to issue Judgment and Enforcement as well as access any existing cases, copies of correspondence we have received and any letters we have sent on your behalf.

Thomas Higgins Limited

Registered Office
Lloyds Chambers
19-21 Seaview Road
CH45 4TH
0151 452 0452

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