All the latest news from Thomas Higgins

Services
- Services Overview
  
  Thomas Higgins specialises in legal debts owed by businesses to other businesses. Debt collection is the process of pursuing payments of debts owed by individuals or businesses.
  
  We are a specialist undisputed debt recovery law firm. We can progress your claim through the courts in the quickest possible time, ensuring our costs are kept to a minimum.
Collection Process
- The Debt Collection Process
  
  There are three main stages to the debt collection process. It starts with a letter to the debtor stating the value of the outstanding debt and reserving the right to proceed to court action. Often debts are quickly settled without the need to take the matter further, but should payment not be made then court action can be issued and a claim form filed with the Court. If the debt is still not paid after the time authorized by the Court has elapsed then a Judgment can be issued and an application for Enforcement made.
Why Choose Us?
- Why Choose Us?
  
  Debt recovery is an important part of running a business as it can seriously affect your cash flow when customers and clients refuse to pay.
  
  This can be time-consuming and costly, so having someone you can rely on to arrange your business debt recovery quickly and easily is a vital consideration. Explore our pages to find out more.
About Us
- About Us
  
  Tom Higgins established our firm in 1980, specialising exclusively in undisputed business to business debt collection.
Costs & Fees

Open Account

Home
News
News Home

What Is a CCJ & How Does a CCJ Work?

If you’re currently exploring ways to recover money owed to your business, then you may have encountered the term CCJ. If you’re wondering what a CCJ is, and whether one can be used to recover money that is owed to you, keep reading and the Thomas Higgins team will tell you what you need to know…

What Does Debtor Tracing Involve?

Does a business or individual owe you money? Are you currently unable to locate them? Then you may need to make use of a debtor tracing service. To find out what debtor tracing means, and how the process works, read this guide from the team at Thomas Higgins Solicitors now…

How to Collect Debt From a Sole Trader

Is your business owed money by an individual trading as a sole trader? Are you exploring options to recover that outstanding debt? Then read Thomas Higgins Limited Solicitors’ guide to collecting debt from a sole trader first…

How Much Interest Can You Charge on a Late Commercial Payment?

Did you know that if your business is owed money by another business, then you may be entitled to charge interest on the outstanding debt? To find out how much interest you could be entitled to, and how to claim it, continue reading…

Can a Debt Be Too Old to Collect

Is your business owed money by another company or individual? Has the debt been outstanding for a considerable amount of time? Then, before commencing collection proceedings, it’s vital that you establish whether the debt is too old to collect.

What Is a Letter Before Action?

If you’re attempting to recover an undisputed commercial debt then it’s likely you’ve encountered the term ‘letter before action’. However, if you’re not sure what that term means, and whether it could be an effective debt recovery method for you, then you’ll find the answers in this article…

What Are the Different Types of Debt Collection Letter?

Are you owed money by an individual or a company? Are you actively looking for cost-effective ways to recover that money? Then you need to know about the different types of debt collection letters. Keep reading to find out more...

The New Civil National Business Centre

County Court Business Centre (CCBC) and County Court Money Claims Centre (CCMCC) Merge

News